You’ve probably heard stories about people making (and losing) fortunes in crypto by buying random memecoins, YOLO-ing their savings, and inevitably getting rekt.

But here’s what doesn’t get talked about enough: there are calm, low-risk ways to earn passive income in crypto, especially with your stablecoins. Sounds surprising? Let’s unpack it.

DeFi: A New Way to Earn

DeFi—short for Decentralized Finance—lets anyone lend, borrow, and earn interest on digital assets like BTC, ETH, and stablecoins, all without going through banks or intermediaries.

When you supply your assets to DeFi platforms, they become available for others to borrow. But this isn’t some chaotic free-for-all—smart contracts (automated code on the blockchain) enforce strict rules: all borrowing must be overcollateralized.

In simple terms, you can only borrow if you lock up more value than you’re borrowing.

Why Would Anyone Borrow If They Have More Collateral?

Good question. Let’s look at an example:

Bob’s Dilemma:

Bob owns Bitcoin. He sees it as digital gold—a long-term investment he doesn't want to sell. But Bob needs USDC (a dollar-backed stablecoin) to pay for something. Instead of selling his BTC and missing out on potential gains, Bob uses a platform like Superlend.

He deposits BTC as collateral, then borrows USDC against it. The smart contract ensures Bob’s BTC always sufficiently backs the loan. He pays interest on the borrowed USDC, which goes to the platform's lenders, people like you.

What’s In It for You?

This is how you can earn passive income. When you supply assets like USDC to a lending protocol, your funds are lent out safely (only to overcollateralized borrowers), and you earn interest in return.

Compare that to the 0.01%–1.5% yield on your traditional savings account, it's not even close.

Here’s what we mean;

• Traditional Banks - ~0.01% to ~0.05%
• American Express (High-Yield Savings) - ~3.6%
• Crypto: Low Risk DeFi protocols - ~4% to ~7%
• Crypto: Onchain Yield Allocator (eg. SuperFund) - ~12%

A Quiet Way to Grow Your Money

No trading, no guessing the next meme trend, no gambling. Just a predictable, passive way to earn yield on your dollars through stablecoins which are fully transparent and accessible to anyone.

Getting Started in Minutes

There are no complicated requirements or steep learning curves. Just follow these steps:

1. Download a crypto wallet
   Try Rabby, Metamask, or Zerion. You can also use exchange wallets like Coinbase Wallet, Binance Wallet, or OKX Wallet.

2. Buy crypto with fiat
   Most wallets support buying crypto directly. Start with stablecoins before moving to assets like BTC or ETH.

3. Choose your stablecoin
   We recommend USDC. Backed 1:1 with the U.S. dollar, widely supported across DeFi, and one of the most regulated stablecoins in the industry.

4. Deposit into SuperFund
   Visit SuperFund, deposit your USDC, and start earning.

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Whether you're crypto-curious or already exploring DeFi, this is one of the simplest ways to make your money work for you.

Stablecoin yield is the new savings account. Only smarter, faster, and built for the internet age.